threshold2newlife.org

Bridging temporary gaps in people's lives

Archive for the category “Prevention”

Money Matters

Hope Harbor

We sponsored a seminar called “Money Matters”, in cooperation with #salvationarmy #hopeharbor as a benefit to the residents. Our goal was to provide practical tips and techniques to the attendees, so “you manage the money, your money doesn’t manage you.”

All attendees (13 in all) received a household care kit as pictured above.

Thanks so much to Rob and Nancy for all their preparation and graciousness to take a couple of hours from their schedule to lead this session.

We intend to follow-up in several months to see what folks have developed for new habits and do a brush up on the seminar.

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How to Prevent Homelessness

Homeless family

Our efforts at T2NL continue to provide relief to those who struggle with basic needs – clothing items, grocery cards, bus tokens for appointments and the like. Now in addition to this, we’re working with housing agencies to support clients beyond their reach.

Simpson, Our Savior’s and the Salvation Army all have housing programs aligned with us such that when they have a need they can’t meet, they contact us.

Case and point: Simpson Housing has clients that are living independently but from time to time run into a financial snag. Now their rent payment is at risk. “Snags” are things like gaps during change of employment, temporary loss of daycare while working, car repairs, health issues or death in the family. Life stuff that happens regardless of your income. Some of the clients that go back to Simpson for help were outside Simpson’s ability to provide complete relief. That’s where Thresholds comes in.

We triage the situation during a client interview and determine the size and duration of the financial gap. Our grant team reviews the case and within 48 hours determines the support we will provide. All payments are made directly to the provider (e.g. landlord, utility company). In many cases, the client will provide part of the gap coverage with T2NL covering the remainder.

In 2015, Threshold to New Life met the needs of 54 people allowing them to keep the housing they already had. That’s a big deal. Why?

Losing your housing due to unpaid rent hurts your rental history. Whatever the client had for rental history before has now gotten worse. And when housing is obtained via the help of a housing agency and then lost, many clients end up back where they started – at a homeless shelter. Often times when returning to a shelter, one must be homeless for a full year before becoming eligible for a housing program again – a guideline intended for good reason, but can be unintentionally punitive.

By keeping people in the housing they have, homelessness and shelter populations are reduced. Our average grant is between $200 and $400. In 2013 the Department of Housing and Urban Development’s study on the cost of caring for a homeless individual was pegged at $109 per day. And we just invest a couple of hundred dollars to keep someone in their housing.

This makes sense. It’s economical. It’s humane.

We welcome partners to come along with us on the journey of serving God by serving His designates – the poor and needy. Check out the donate link to provide tax deductible support for this great effort.

 Thank you.

 

 

Image credit: http://www.handetroit.org/need-help/

 

 

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